What is Debt Consolidation

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City: Bangalore
Employement Status: Salaried
Date of Birth: 31-12-1981
Earning Members: 1
Dependants: 0
Net Salary: Rs. 38000
Assets
Property: Rented
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 180000
Tenure: 60
Emi: 4100

Card Details
Payment Due Status: Less than M A D
Outstanding on Card: 150000

Query: explain me about debt consolidation

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Message:

Dear

Please check the link to get more information on Debt Consolidation http://www.deal4loans.com/AskAmitoj.php

Please revert with any clarifications on the above answer.