Date: 2009-07-22 08:33:06
Name: NEW
Message:

City: Pune
Employement Status: Salaried
Date of Birth: 22-09-1972
Earning Members: 1
Dependants: 3
Net Salary: Rs. 24000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 650000
Tenure: 48
Emi: 22000
ROI: 14
Emi Paid:

Query: I have 650000 loan for different personnal loans and car loan. But due to personaal loan which i had, total EMi is 22000 for arround 2-3 years tenture. My net payment is 24000. So its a problem. i want to shift personnal loan which having
5-7 years tenture for this 650000 loan. Total EMI should be arround 8-10000 per month. So that net payment=24000-EMI 10000=14000.

Date: 2009-07-22 11:02:01

Message:

Dear NEW
To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.

Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid
Loan 1:
Loan 2:

You will also need to list your Credit Card outstanding and Net Income.

Looking forward to your response on this.

Please revert with any clarifications on the above answer.

Date: 2009-07-22 11:24:05

Message:

Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid

Loan 1: CT Bank Per.Loan-75000- 5yrs -15% -1705- 48 EMI Paid

Loan 2: HDFC car Loan-225000-7years-8%-3584-60 EMI paid

Loan 3: HDFC Bank Per.loan-125000- 4yrs -15% -3350- 12 EMI Paid

Loan 4: HSBC Bank Per.Loan-200000- 4yrs -18% -5800- 24 EMI Paid

Loan 5: Tata Motors Society-450000- 10yrs -13% -7200- 02 EMI Paid
Date: 2009-07-22 18:23:25

Message:

Dear NEW

Try to take a top up on your HDFC Car Loan and with the amount you can, close one of your loan (try to close HSBC Bank Personal Loan as it is on a higher side).

As there are multiple loans then so it wont be possible to accumulate all in one.

Please revert with any clarifications on the above answer.

Date: 2009-07-24 08:40:14

Message:

Thanks Sir.
Date: 2009-07-24 09:45:02

Message:

Dear NEW

Your Welcome