Date: 2009-04-09 17:04:47
Name: XYZ
Message:
City: Gaziabad
Employement Status: Salaried
Date of Birth: 28-05-1975
Phone: 9871163506
Earning Members: 1
Dependants: 2
Net Salary: Rs. 43355
Assets
Property: Financed
Vehicle: Owned
Other Assets: Do not own
Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 1300000
Tenure: 240
Emi: 13419
ROI: 11.25
Emi Paid: 10
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 48
Emi: 3043
ROI: 20
Emi Paid: 9
Loan Type: Personal Loan
Loan Amount: Rs. 200000
Tenure: 48
Emi: 6857
ROI: 26
Emi Paid: 1
Query: I am totally packed up with 2 personal loans which are getting tougher to pay day by day. how can i bring down the total EMI(home loan + 2 persoanl loan) which combind amount is 23319/-. If possible i want to close atleast one of my personal loan by getting any other cheaper loan. please suggest . Thanks & Regards Pranay Anand
Date: 2009-04-09 21:41:56
Message:
Dear XYZ,
Do you have any assets you can leverage / mortgage / liquidate to improve your cash flow situation ?
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
Date: 2009-04-10 09:42:13
Message:
I have one MIG flats on my name which is financed and which market value is Rs 18 lakh at the moment. Apart from that my two RD is running with the post office out of that one will be matured in next month where i will get Rs 75 thousand.Second RD will be matured in the month of August and there also i will receive the same amount.
Regards
XYZ
Date: 2009-04-13 21:33:18
Message:
Dear XYZ
You can try and avail of atop-up on your home loan and use the funds to clear your debts.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi