Date:
Name:
E-mail:

Message:

City: Delhi
Employement Status: Salaried
Earning Members: 2
Dependants: 3
Net Salary: Rs. 62500
Assets
Property: Owned
Vehicle: Financed
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 280000
Tenure: 48
Emi: 7935
ROI: 16.5
Emi Paid: 23

Loan Type: Personal Loan
Loan Amount: Rs. 220000
Tenure: 60
Emi: 5660
ROI: 18.42
Emi Paid: 18

Loan Type: Personal Loan
Loan Amount: Rs. 205000
Tenure: 48
Emi: 5916
ROI: 17
Emi Paid: 18

Card Details
Payment Due Status: Full Payment
Outstanding on Card: 80000

Query: Hi,

I wanted to clear my cards dues. Could you please suggest me the best approach for the same? Should I go for TOP up to any of my existing PL or try to transfer existing Loan to any other bank so that my ROI will get reduced.

Thanks in Advance.

Best Regards,
Neeraj

Date:

Message:

Dear

You can take a Top Up on your existing Personal Loan.According to the details provided here you,on first personal loan you can take am amount upto 1lac, on your second loan you can take an amount up to 46k and on your third loan you can take an amount up to 60k.

You can also convert your credit card outstanding into Emi's.

Please revert with any clarifications on the above answer.