Personal Loan is better or a Credit Card?

Date: 2010-03-31
Name:

Message:

City: Chennai
Employement Status: Salaried
Date of Birth: 02-02-1977
Earning Members: 1
Dependants: 0
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Other Loans
Loan Amount: Rs. 50000
Tenure: 34
Emi: 1500

Query: i wish to know the details on behalf on credit card if i got it how to repay the amount as simplest way and how to use it without using un necessary.

Date: 2010-03-31
Message:

Dear

You can pay your credit cards dues through following method

1)Drop a Cheque:- If you are using a HDFC Credit card then you can drop the at HDFC ATM. The cheque should be in favour of HDFC Credit Card No-xxxxxxxxxxxx.

2)Funds Transferred:- You can transfer funds from your bank account against your credit card payment.

Please revert with any clarifications on the above answer.

Date: 2010-04-01
Message:

sir,
thanks for your kind reply, i need credit card with suit for my salary basis for my business development otherwise loan to finance for my business, pls give sugges and do favour for me.

Date:
Message:

Dear

If your loan requirement is more,then you should go for a loan and if it less then a Credit Card can fulfil your short term money requirement.

You can post your requirement at the given links

1) Personal Loan:- http://www.deal4loans.com/personal-loan-interest-rate.php

2) Credit Card:- http://www.deal4loans.com/apply-credit-card.php

Please revert with any clarifications on the above answer.