Date:
Name:
E-mail:

Message:

City: Hyderabad
Employement Status: Salaried
Date of Birth: 10-12-1978
Earning Members: 1
Dependants: 2
Net Salary: Rs. 30000
Assets
Property: Owned
Vehicle: Do not own
Other Assets: Do not own
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 50000
Tenure: 36
Emi: 2706
ROI: 14
Emi Paid: 30

Query: Dear Amitoj.

I have taken 4 STPL loans from out of which i have cleared 2 Loans Totally including Pre closure charges in the month of April 2009 and after that i lost my Job and i couldn't pay for my remaining 2 Loans EMI's on time .Now i got the Job and now iam want to pay back my Loan Amount including my ECS return charges + all my balance in i shot .Here my question after i pay all me debts by what time my CIBLI Score will be Good as i dont want to be in Bad Books of CIBIL. Please advice me accordingly.

Thanks

Rohit

Date:

Message:

Dear

The best way to have a good Cibil score is- pay your credits on time.

Cibil has come up with a facility where you can check your cibil score by paying Rs.142 as a fee.Please check the below link to understand it better.

http://www.cibil.com/accesscredit.htm

Please revert with any clarifications on the above answer.

Date:

Message:

Ya that's what i am going to do,but what i want to ask you is if i pay all the ESC+ESC Return Charges+ pre closure of loan charges then also My Name will be listed in CIBLI or not.

Thanks
Date:

Message:

Dear

A person name will get into cibil because of different reasons. One can be when he/she is not paying emi on time.
There is a possibility that your name can be in Cibil.

Please revert with any clarifications on the above answer.