Date: 2008-06-26 22:57:58
Query : What wrong with me because of CIBIL,
Will I get any loan or credit card from any bank, in future, if not
what are the remedies to make good? How once CIBIL can make his CIBIL good by making some....?????
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Date: 2008-06-27 11:53:26
Message:
You need to regulate your payments & then only can your name be removed from CIBIL. Make your payments on time & regularly.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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Date: 2008-06-29 10:39:09
Message:
Thank you sir,
But, let me know what is the gurantee, if payments made, regular. I had talk with ICICI, they are also not in a position to say anything about good CIBIL.
My case is so geninune, as my wife met with a seviour train accident and lost her both the legs below knee.
Due to busy in hospital, I was not in a position to pay, at that time, the dues. Hence, when we overcome from the hospital, after six month, as my wife died of losss of excess blood.
Being a bank emplyoee, I personally contacted all the credit card banks, such as CITI, ICICI, HDFC, SCB and settlled the card, as per their advise.
Then now, what wrong with me??? what about those, who do not make atleast minimum payment. In my case, I have paid more than 90% !!!!
Please talk the CIBIL and think about my condition, once again!!!
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Date: 2008-06-30 15:39:55
Message:
We do not have access to CIBIL data & hence cannot talk to them. The data given to CIBIL is from various banks.They do not generate data on their own. Hence you need to regularize your payments to get a good CIBIL report.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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City : Bhopal
Employment Status : Salaried
Annual Income : 250000
Type of Loan Running : Yes
Loan Running : pl,
EMI Amount : 5357
Tenure : 84
ROI Loan : Yes
EMI Paid : 6 to 9 months
Credit Card Holder : No
Residential Status : owned
Vehicle Owned : 2 Wheeler