Date: 2009-04-03 17:07:29
Name: XYZ
Message:
City: Cochin
Employement Status: Salaried
Earning Members: 2
Dependants: 2
Net Salary: Rs. 17000
Assets
Property: Do not own
Vehicle: Company Provided
Other Assets: Do not own
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 119000
Tenure: 36
Emi: 44848
ROI:
Emi Paid:
Card Details
Payment Due Status: Full Payment
Outstanding on Card: 50000
Query: would it be advisable to take one big loan and clear the current loan including the credit card, close the credit card, and just have make one payment a month
Date: 2009-04-06 20:18:20
Message:
Dear XYZ,
Do you have any assets you can leverage / mortgage / liquidate to improve your cash flow situation ?
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
Date: 2009-04-07 08:19:00
Message:
i have a share in our family property ... but cant do anything with it as there are some clauses. so right now there is nothing i can leverage.
Date: 2009-04-07 21:24:30
Message:
Dear XYZ
You can then try and avail of a personal loan and clear off your card dues as the interest rate on the card would be much higher.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
Date: 2009-04-15 13:49:53
Message:
which bank should i approach?
Date: 2009-04-17 02:47:36
Message:
Dear XYZ
Please post your requirements on www.deal4loans.com and representatives from various banks will get in touch with you.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi