Loans Running

Date:
Name:
E-mail:

Message:

City: Chennai
Employement Status: Salaried
Date of Birth: 18-05-1978
Earning Members: 1
Dependants: 2
Net Salary: Rs. 400000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Do not own
Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 1000000
Tenure: 180
Emi: 12300
ROI: 12.75
Emi Paid:

Loan Type: Other Loans
Loan Amount: Rs. 60000

Card Details
Payment Due Status: M A D
Outstanding on Card: 25000

Payment Due Status: M A D
Outstanding on Card: 50000

Query: Please let me know how I can combine all the loans into one.

Date:

Message:

Dear

If you have paid more than 12 emi's on your property loan and the value of your property has increased then try to take a Top up on your existing property loan and with the funds in hand you can close your other running loans as well can pay your credit card outstanding.

Please regulate your expenses and get into a habit of saving a portion of your salary every month.

Prudence in expenses is the only trick.

Please revert with any clarifications on the above answer.