(Ques) I am having property worth rs 60 lacs in Delhi patparganj and having loan rs. 12 lacs taken 4 years back. Now I want to switch over from my banker SCB to other banker kindly tell me the best option . I am self employed professional and spouse working.

(Ans) You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. directly or aggregators like www.deal4loans.com. Please keep in mind the pre-closure charges that you will have to pay while making the switch.