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I need One Loan of big amount

I have there personal loans:
1.UCO bank, EMI=2670,
2.Fullerton EMI=2347,
3.ICICI, EMI=4781.
All loans are above 12 months. I need One Loan of big amount. How should I go ahead for this?

You should check with all three banks for top-ups on your existing loans. This way you can ensure that the EMI outflow does increase and you still generate some liquidity. Alternatively if you have some assets that you can leverage, you should be able to get a loan at a rate lower than that of a personal loan. Last alternative is to take a fresh personal loan for your current requirement, but this will be subject to your income to debt ratio.

Submitted by Ritika on Sat, 07/19/2008 - 15:56.

I have 2 Personal loans of

Submitted by tanazdaruwalla (not verified) on Tue, 07/29/2008 - 10:07.

I have 2 Personal loans of 1,20,000/.Actually the problem is that I had a ECS clearing system with 2 banks that is with Zoroastrian Bank and HSBC.My citibank has about 33 Instalments left and my ABN Ambro is clearing off by Jan 09.My ECS is not clearing off because my account with HSBC is closed down and I call the Citibank and every month the man comes and collects a amount of 3071/-.My loan amount was 135000/- for 5 years.I have 33 Instalments to be paid and my ABN Amro is for 45000/- and only 7 Instalemts are pending.Actually my company does not pay our salary on time due to which my ECS does not clear and I have to pay by cash to all these people.I would like to have one proper loan to clear off my 2 Pending loans and I just cannot do that because I am shown as a Defaulter because of both my ECS not clearing on time.I am in a fix.It is not that I dont pay my dues that I definitely pay in that month itself but because of my salary not being on time I am shown as a defaulter.I want to be debt free and I want your help.Can you pls help me as I am alone and I have nobody of my own whom I can ask for help.PLs help me on 9821257038 or pls email me back with some loan.I want to reduce my debt and want one consolidated loan to pay off everything off once and for all.I leave at 8 am and come back home by 10pm Where do I have the time to go to a bank and do anything.I need a Debt consolidation.I want to reduce my total debt