Date: 2010-05-15

Message:

City: Others
Employement Status: Salaried
Earning Members: 1
Dependants: 3
Net Salary: Rs. 15,000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 250000
Tenure: 108
Emi: 2700
ROI: 11%
Emi Paid: 58

Loan Type: Property Loan
Loan Amount: Rs.
Tenure:
Emi:
ROI:
Emi Paid:

Card Details
Payment Due Status: M A D
Outstanding on Card: 20000

Query: I have four credit cards. I have availed all type of loans from my employer. I have personal loans from Citi Financial and HDFC Bank. I have borrowings from friends also. Total liability is around Fifteen lacs.

Date: 2010-06-02

Message:

Dear Sir/Madam,

You can go for a Mortgage loan as Rate of interest in LAP is very low when compared to Credit Card/Personal Loan. Also if you want to consolidate all you personal loans into one then you can approach the nearest CitiFinancial Consumer Finance India Limited as they offer Debt Consolidation service.

Please revert with any clarifications on the above answer.