Date: 2010-09-01

Message:

City: Bangalore
Employement Status: Salaried
Earning Members: 1
Dependants: 1
Net Salary: Rs. 55000
Assets
Property: Financed
Vehicle: Financed
Other Assets: Do not own
Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 2100000
Tenure: 180
Emi: 35000
ROI: 11
Emi Paid: 4

Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 700000
Tenure: 36
Emi: 19000
ROI: 14
Emi Paid: 24

Card Details
Payment Due Status: M A D
Outstanding on Card: 85000

Payment Due Status: M A D
Outstanding on Card: 38000

Query: How can I consolidate my payouts and reduce the monthly cash outflow?

Date: 2010-09-02

Message:

Dear Sir/Madam,

You should visit the nearest branch of CitiFinancial Consumer Finance India Ltd as they offer Debt Consolidation loan. You can also try for a top-up on your home loan and use that amount to clear off your existing unsecured debts.

Please revert with any clarifications on the above answer.