City: Gurgaon
Employement Status: Salaried
Earning Members: 1
Dependants: 3
Net Salary: Rs. 109000
Assets
Property: Financed
Vehicle: Financed
Other Assets: Pledged
Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 2125551
Tenure: 240
Emi: 22299
ROI: 10
Emi Paid: 24

Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 260000
Tenure: 60
Emi: 5825
ROI: 14
Emi Paid: 36

Loan Type: Personal Loan
Loan Amount: Rs. 350000
Tenure: 48
Emi: 10099
ROI: 17
Emi Paid: 28

Loan Type: Personal Loan
Loan Amount: Rs. 280000
Tenure: 36
Emi: 10408
ROI: 20
Emi Paid: 22

Loan Type: Personal Loan
Loan Amount: Rs. 250000
Tenure: 36
Emi: 9165
ROI: 18
Emi Paid: 22

Card Details
Payment Due Status: M A D
Outstanding on Card: 320000

Payment Due Status: M A D
Outstanding on Card:

Query: I HAVE 1 HOME LOAN AND 4 pL AND O1 AUTO LOAN TOTAL EMI APPROX 70000
FURTHER I HAVE APPROX 4 LACS DUE ON DIFFERENT CREDIT CARDS AND INTER PAYMENT IS APPROX 20000

MY EMI BOUNCE EVERY MONTH BUT CLEARING ON 2ND PRESENTATION DUE TO SALARY DATE DIFFERENCE. CAN I ENHANCE MY PL TO CLEAR CREDIT CARD DUES

Date: 2010-06-02

Message:

Dear Gajendra,

It would be better if you will go in for debt consolidation. Kindly approach your nearest branch of CitiFinancial Consumer Finance India Ltd as they offer debt consolidation loan. It would help you in managing your debts upto vast extent.

Please revert with any clarifications on the above answer.

Date: 2010-06-02

Message:

thanks