Message:

City: Bangalore
Employement Status: Salaried
Earning Members: 1
Dependants: 0
Net Salary: Rs. 300000
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 80000
Tenure: 36
Emi: 3170
ROI: 22
Emi Paid: 15

Card Details
Payment Due Status: M A D
Outstanding on Card: 72000

Payment Due Status: M A D
Outstanding on Card: 50000

Payment Due Status: M A D
Outstanding on Card: 30000

Query: I am having a hard time to save the money as almost the incoming ends up paying the EMI. kindly suggest me on how to reduce the emi and get the loan close at the earliest. Thanks

Date: 2010-05-06

Message:

Dear Sir/Madam,

The highest rate of interest is charged against Credit Card kindly approach your bank to discuss the matter with them and ask them if they would be able to provide any other loan like Personal Loan to settle your Card Dues.
Also you should try and approach your nearby branch of CitiFinancial Consumer Finance India Ltd as they offer Debt Consolidation Plan.

Please revert with any clarifications on the above answer.