Debt Consolidation

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City: Chennai
Employement Status: Salaried
Date of Birth: 25-07-1981
Earning Members: 1
Dependants: 3
Net Salary: Rs. 22000
Assets
Property: Do not own
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 125000
Tenure: 36
Emi: 4500
ROI: 16.5
Emi Paid: 67500

Card Details
Payment Due Status: More than M A D
Outstanding on Card: 109000

Query: Hello Sir,
I am in a deep trouble.
I have 3 credit cards each with the limit 53000, 32000 and 22000. I have used all the credit cards to the maximum limit. Currently I am facing much difficulties in paying them back. Also I am paying two personal loans with an net emi of 8700 per month. Some how please advice me and help me. My need is to take a debt consolidation loan to solve all these loans and credit cards. I am in a position that i can pay 13000 per month to solve this. Will some bank give a debt consolidation loan to solve my problems. Recently I tried in HDFC bank to top my existing loan, but it is rejected because they told my name is rejected in CIBIL. I am in a bad position. I can't do my work properly because of these financial stress. Please provide me some solution on this.

Thanks

Date:

Message:

Dear

CitiFinancial Consumer Finance India Ltd offer Debt consolidation to customers,you can try to approach there nearest branch for this.

They might help you out with this.

Please revert with any clarifications on the above answer.

Date:

Message:

Thank You so much sir