Date:
Name:
E-mail:

Message:

City: Pune
Employement Status: Salaried
Date of Birth: 20-05-1982
Earning Members: 1
Dependants: 2
Net Salary: Rs. 55000
Assets
Property: Rented
Vehicle: Owned
Other Assets: Pledged
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 132000
Tenure: 36
Emi: 4609
ROI:
Emi Paid: 28

Loan Type: Property Loan
Loan Amount: Rs. 232975
Tenure: 48
Emi: 7090
ROI: 20
Emi Paid: 14

Loan Type: Property Loan
Loan Amount: Rs. 529000
Tenure: 72
Emi: 12366
ROI: 19
Emi Paid: 20

Loan Type: Property Loan
Loan Amount: Rs. 570000
Tenure: 60
Emi: 13560
ROI: 15
Emi Paid: 16

Card Details
Payment Due Status: M A D
Outstanding on Card: 700000

Query: Out standing on card mentioned above is cumulatve of all cards. I am requiring of 20L to consolidate all the loans Please any possibility to get consolidated loans from any banks.

Date:

Message:

Dear

On the bases of information provided, there are two options that you can choose from to get out of this Debt.

1) You can take a Top Up on your Third Property Loan(of Rs.5,70,00)and with the amount in hand you can pay your Credit Card Outstanding.

2) If you want to consolidate all these loans into one single EMI then try to approach your nearest branch of CitiFinancial Consumer Finance India Ltd.,as they are offering a Debt Consolidation loan to customers.

Along with that you can also ask the Bank to convert your Credit Card outstanding into EMI,so that the burden of amount would be less on you.

Please regulate your expenses and get into a habit of saving a portion of your salary every month.

Prudence in expenses is the only trick.

Please revert with any clarifications on the above answer.

Date:

Message:

Thank you very much for your kind information!