Date: 2008-01-29 14:24:32

Message:

City : Pune
Employment Status : salarid
Annual Income : 500000
Type of Loan Running : Yes
Loan Running : hl, pl, other,
EMI Amount : 26000
Tenure : 120
ROI Loan : Yes
EMI Paid : 6 to 9 months
Credit Card Holder : Yes
Amount Due : 150000
Loan Running on Credit Card : No
Residential Status : owned
Vechile Owned : 4 Wheeler
Query : i have 10 lac housing(EMI-10,000],
8.5 lakh Personal[ EMI-16,000],
Credit card due - 1.5 lac [paying minimum amounts around 7,000]
How to manage, i am in financial mess

Date: 2008-01-29 15:30:44

Message:

Dear
To help me prepare a personalised debt consolidation plan for you, I need the following additional information from your end in the below described format.

Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid
Loan 1:
Loan 2:

You will also need to list your Credit Card outstanding and Net Income.

Looking forward to your response on this.

Best Regards

Amitoj Sethi
www.deal4loans.com

Date: 2008-01-29 16:42:54

Message:

Ini.Loan Amnt::Tenure::ROI:: EMI ::no. Paid
Ln-1 10,00,000::240::10.5::10,000::16
Ln-2 6,00,000::120::13::9,000::7 (Top Up on Hsng loan)
Ln-3 1,80,000::48::13::6,500::6 (Personal loan paid up cred cards due earlier)
Crd.Card-1,2,3 : outstanding 1,50,000 on all cards combined

Net income : self : 36,000 pm
spouse:20,000 pm started 6 months back but strictly i do not want to use this

Date: 2008-01-30 12:31:53

Message:

Dear,

You have moved your credit card debt from 36% to 30.25% throught the personal loan route. This was a right step. You should look to club your and your spouse's income to get yourself a better rate of interest and close the peronsal loan which is at 30.25%. You can also check if any additional top-ups are available on your home loan as those are at cheaper rates.

Best regards,

Amitoj Sethi
www.deal4loans.com

Loans by choice not by chance !