Date: 2010-09-01
Message:
City: Bangalore
Employement Status: Salaried
Earning Members: 2
Dependants: 3
Net Salary: Rs. 1,00,000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Do not own
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 540000
Tenure: 60
Emi: 16739
ROI:
Emi Paid: 26
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 48
Emi: 3333
ROI:
Emi Paid: 16
Loan Type: Personal Loan
Loan Amount: Rs. 150000
Tenure: 48
Emi: 3688
ROI:
Emi Paid: 10
Loan Type: Property Loan
Loan Amount: Rs. 1630000
Tenure: 180
Emi: 18826
ROI: 13.5
Emi Paid: 50
Loan Type: Personal Loan
Loan Amount: Rs. 272000
Tenure: 60
Emi: 6189
ROI:
Emi Paid: 50
Card Details
Payment Due Status: M A D
Outstanding on Card: 104000
Payment Due Status: M A D
Outstanding on Card: 81800
Payment Due Status: M A D
Outstanding on Card: 62000
Payment Due Status: M A D
Outstanding on Card: 78000
Payment Due Status: M A D
Outstanding on Card: 99000
Query: I want to close all credit card dues. The total loan balance as on date is approximately Rs.700000 Personal Loans, Rs.600000 - Credit Cards and Home loan of Rs.1500000.
Date: 2010-09-02
Message:
Dear Sir/Madam,
You should approach the nearest branch of CitiFinancial Consumer Finance India Ltd as they offer Debt Consolidation Loan.
You can also try for a top-up loan on your existing Home Loan. This top-up amount can be used to repay your credit card dues.
Please revert with any clarifications on the above answer.