Date: 2010-08-31
Message:
City: Hyderabad
Employement Status: Salaried
Earning Members: 1
Dependants: 2
Net Salary: Rs. 28613
Assets
Property: Do not own
Vehicle: Do not own
Other Assets: Do not own
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 200000
Tenure: 48
Emi: 5668
ROI: 15
Emi Paid: 24
Loan Type: Personal Loan
Loan Amount: Rs. 167000
Tenure: 48
Emi: 4854
ROI: 18
Emi Paid: 32
Loan Type: Other Loans
Loan Amount: Rs. 75000
Tenure: 48
Emi: 3000
ROI: 12.5
Emi Paid: 0
Card Details
Payment Due Status: M A D
Outstanding on Card: 85000
Query: I require a plan or suggestion wherein I can clear my debts easily. Your help is much appreicated.
Date: 2010-09-01
Message:
Dear Sir/Madam,
The rate of interest charged on Credit card is way to high when compared to a Personal Loan. Your top priority should be to clear off your existing Credit Card dues.
You can also approach the nearest branch of CitiFinancial Consumer Finance India Ltd to consolidate all your debts into one single EMI.
Please revert with any clarifications on the above answer.