Date: 2010-08-31
Message:
City: Gaziabad
Employement Status: Salaried
Earning Members: 2
Dependants: 2
Net Salary: Rs. 1000000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 3200000
Tenure: 120
Emi: 39450
ROI: 10.5
Emi Paid: 27
Loan Type: Personal Loan
Loan Amount: Rs. 1400000
Tenure: 60
Emi: 400000
ROI: 14
Emi Paid: 6
Loan Type: Property Loan
Loan Amount: Rs.
Tenure:
Emi:
ROI:
Emi Paid:
Card Details
Payment Due Status: Full Payment
Outstanding on Card: 40000
Query: How to consolidate and reduce EMIs ?
Date: 2010-09-01
Message:
Dear Sir/Madam,
You should first clear off your Credit Card dues as it carries the highest rate of interest. Rate of interest is higher in Personal Loan when compared to Home Loan. You can either approach your existing Home Loan lender for a top-up loan which you should us for foreclosing your unsecured debt. You can also visit the nearest branch of CitiFinancial Consumer Finance India Ltd as they offer Debt Consolidation loan.
Please revert with any clarifications on the above answer.