Dear Amitoj, I seek your

Dear Amitoj,
I seek your help to prepare a debt consolidation plan for me.
I have 5 personal loans going and i want to consoldiate them into one.
ICICI Bank 9.75 L-48 Months-paid 27
ICICI Bank 7.00 L-48-Months-paid 38
Dbs 4.50 L-48-paid 10
barclays-4.50 L paid 10

My Net salary by cheque in 75k and i get additional 20k as reimbursment.
Please advise me to consolidate my debts into one.
Thanks & Regards
Rohit

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