Dear Sir,
I just posted a comment, in that i have stated the total amt to be paid to the banks, please find the actual amount taken below,
Am really into debt trap...with multiple emi for personal loans, credit cards and to private
financiers....the total emi per month outgrows my net monthly income...please help out...
My monthly income (after tax) is Rs. 67,000/-
The personal loan details are as below ( name of the bank / total amount/emi/total tenor/tenor paid)
Religare 300000 7400 48 27
HDFC 200000 6819 36 30
SCB 300000 9000 36 4
IDBI 300000 12000 48 13
UTI 400000 9000 48 38
Kotak 500000 17650 48 36
citi f 75000 2370 36 30
Barclays 700000 15079 48 12
Apart from these i have loans from private financiers.....
fin1 225000 10 1
fin2 200000 10 2
fin3 160000 no tenors...only int is being paid
Please help me with a plan to reduce the burden....due to non payment of emis, my name is in cibil too.
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Dear Sir, I just posted a
Dear Sir,
I just posted a comment, in that i have stated the total amt to be paid to the banks, please find the actual amount taken below,
Am really into debt trap...with multiple emi for personal loans, credit cards and to private
financiers....the total emi per month outgrows my net monthly income...please help out...
My monthly income (after tax) is Rs. 67,000/-
The personal loan details are as below ( name of the bank / total amount/emi/total tenor/tenor paid)
Religare
300000
7400
48
27
HDFC
200000
6819
36
30
SCB
300000
9000
36
4
IDBI
300000
12000
48
13
UTI
400000
9000
48
38
Kotak
500000
17650
48
36
citi f
75000
2370
36
30
Barclays
700000
15079
48
12
Apart from these i have loans from private financiers.....
fin1 225000 10 1
fin2 200000 10 2
fin3 160000 no tenors...only int is being paid
Please help me with a plan to reduce the burden....due to non payment of emis, my name is in cibil too.