Dear Sir, Am really into

Dear Sir,

Am really into debt trap...with multiple emi for personal loans, credit cards and to private

financiers....the total emi per month outgrows my net monthly income...please help out...

My monthly income (after tax) is Rs. 67,000/-

The personal loan details are as below ( name of the bank / total amount/emi/total tenor/tenor paid)

Religare150000 7400 48 27

HDFC 60000 6819 36 30

SCB 300000 9000 36 4

IDBI 300000 12000 48 13

UTI 100000 9000 48 38

Kotak 100000 17650 48 36

citi f 16000 2370 36 30

Barclays700000 15079 48 12

Apart from these i have loans from private financiers.....

fin1 225000 10 1

fin2 200000 10 2

fin3 160000 no tenors...only int is being paid

Please help me with a plan to reduce the burden....due to non payment of emis, my name is in cibil too.

Please help

REgards
Ramprakash

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