Date:
Name:
E-mail:
Message:
City: Bangalore
Employement Status: Salaried
Date of Birth: 14-09-1974
Earning Members: 2
Dependants: 0
Net Salary: Rs. 62000
Assets
Property: Rented
Vehicle: Financed
Other Assets: Do not own
Loan Details
Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 401000
Tenure: 84
Emi: 7200
ROI: 10.5
Emi Paid: 18
Loan Type: Personal Loan
Loan Amount: Rs. 50000
Tenure: 48
Emi: 1400
ROI: 14
Emi Paid: 18
Loan Type: Personal Loan
Loan Amount: Rs. 135000
Tenure: 48
Emi: 4895
ROI: 14
Emi Paid: 24
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 48
Emi: 3260
ROI: 21
Emi Paid: 18
Card Details
Payment Due Status: More than M A D
Outstanding on Card: 65000
Query: Will I be able to consolidate all these loansd into one and pay one EMI only?
Date:
Message:
Dear
Try to approach your nearest branch of Citifinancial Consumer Finance India Ltd, they offer a Debt Consolidation Loan.
Please regulate your expenses and get into a habit of saving a portion of your salary every month.
Prudence in expenses is the only trick.
Please revert with any clarifications on the above answer.
Date: 2009-11-30 16:30:29
Message:
Thanks Amitoj. Yeah, I know I should be saving every month. However, the circumstances made me go for loans and now I am trying to regulate them oe by one. Hope the new year brings some good news in terns of hikes to get out of this debt trap.
I shall contact Citifinincial Consumer finance and see what options they have.
Thanks again!
Regards,