Date: 2008-06-12 14:00:58
Query : please suggest the best way i can pay off my cards and loan and yet save.................please suggest
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Date: 2008-06-13 10:35:05
Message:
To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.
Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid
Loan 1:
Loan 2:
You will also need to list your Credit Card outstanding and Net Income.
Looking forward to your response on this.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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Date: 2008-06-13 10:43:30
Message:
Loan1: 60,000/42/24%/2629/5
Loan2: 75,000/60/18%/1884/4
Credit cards:
Citibank: 50,000
ICICI Bank: 36,000
Net Income: 16,150.
PLease help......
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Date: 2008-06-13 14:13:01
Message:
Do you have any assets you can leverage / mortgage / liquidate to improve your cash flow situation ?
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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Date: 2008-06-13 14:52:40
Message:
I only have gold jewellery and no other assets as such
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Date: 2008-06-13 16:33:32
Message:
I would suggest you mortgage your gold which would be at around 9% and clear off your card dues first. Since on the card you are paying 36% interest.
This would bring down your emi & you would have some savings.Also try and make full payments on your credit card.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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Date: 2008-06-16 09:48:13
Message:
Good morning,
which bank should i approach to do so???
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Date: 2008-06-16 11:56:54
Message:
You could approach the bank where you have an account. Or else any natioanlised banks like SBI, ICICI Bank, HDFC Bank, UBI , DCB bank & Corporation banks.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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Date: 2008-06-18 10:11:04
Message:
I have spoken to HDFC and they have called me tomorrow with regards to the gold loan that they are offering but its at 16% per annum and the pay back has to be done in 90 days...............should i go for it?
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Date: 2008-06-18 12:09:42
Message:
Please check out with other banks also & compare the rates then only apply for the loan. try approaching nationalised bank they could be cheaper.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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City : Mumbai
Employment Status : Salaried
Annual Income : 226000
Type of Loan Running : Yes
Loan Running : pl,
EMI Amount : 2629
Tenure : 60
ROI Loan : Yes
EMI Paid : more than 12 months
Credit Card Holder : Yes
Amount Due : 52000
Loan Running on Credit Card : No
Residential Status : owned
Vehicle Owned :