Top-up on loans to close card dues.

Can I use top-up amount on my loan to close my card dues

Date: 2008-07-30 20:53:14

Query : i have two personal loans and two credit cards. the personal loans or from ICICI and the credit cards belong to ICICI and HDFC. Imy gross is 21000 and net is 14000. i am a government officer but suffering from these cards and loans. give me some advice.
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Date: 2008-07-31 12:07:33

Message:

To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.