Date: 2008-08-05 10:02:21

Query : Hi Amitoj,
I need help in debt consolidation plan. I have 2 ongoing loans(home+personal). Please find details of the same as below.

Initial Loan Amt |Tenure |Rate Of Interest |EMI |No of EMI Paid
Loan 1(HDFC Home Loan): 34,00,000 240 months 10.25 33945 8
Loan 2(ICICI Personal Loan): 4,00,000 48 months 14 11500 8

CC outstanding(to be paid 0n Sep 2nd): 35K

Income : 10,00,000 CTC
Takehome : 66,000 PM (excluding taxes)

Date: 2008-06-30 20:02:17

Query : currently I am having 4 personal loans and giving EMIs of Rs.22000.00 . I have already paid around 16 to 24 months of EMIs for existing loans without any default. I want to pay single EMI for your currently running loans, so that the EMI amount will be less than the existing EMI amount. Kindly suggest if you can.

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Date: 2008-07-01 12:56:59

Message: