Ask Amitoj- The Loan Guru

Query :- I want Personal loan of amount 5lakh for 5 years. I am working with NTPC Ltd since 25years. I don't have any loan running, my salary is 28000 per month. How much amount I am eligible for?

Answer:-Prima-facie you are eligible for the loan of Rs. 5 lacs. The EMI for a 5 year period at 18% will be Rs. 12,697. You can approach consolidation portals like www.deal4loans.com for your loan requirement. They are in a position to put you in direct contact with multiple banks who will be able to fulfill your requirement in one go.

Date: 2008-05-31 09:54:28

Query : Hi
I have taken a Bike loan from ICICI bank,Loan Amt = 37000/-, Down Payments = 6435/-, Emi = 1287, ROI = 19.08, Tenor = 31Months, No.Of Emi Paid = 9, Start Date = 5/09/2007, end date = 5/03/2010.
I am thinking that I am trapped in this, How can I get rid of this
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Date: 2008-06-02 14:51:24

Message:

Date: 2008-05-28 12:40:27

Query : how i will pay all my loan emis
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Date: 2008-05-28 15:05:36

Message:

To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.

Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid
Loan 1:
Loan 2:

You will also need to list your Credit Card outstanding and Net Income.

Looking forward to your response on this.

Best Regards

Amitoj Sethi
www.deal4loans.com