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debt consolidation

Interest Charges on Debt Consolidation

Date:
Name:
E-mail:

Message:

City: Mumbai
Employement Status: Salaried
Date of Birth: 06-10-1979
Earning Members: 3
Dependants: 0
Net Salary: Rs. 20,000
Assets

Submitted by Bhavana on Thu, 02/18/2010 - 16:58.

Debt Consolidation

Date:
Name:
E-mail:

Message:

City: Chennai
Employement Status: Salaried
Date of Birth: 20-06-1975
Earning Members: 1
Dependants: 1
Net Salary: Rs. *******
Assets

Submitted by rishi on Tue, 02/09/2010 - 11:25.

One Single Loan

Date:
Name:
E-mail:

Message:

City: Kochi
Employement Status: Salaried
Date of Birth: 30-07-1962
Earning Members: 3
Dependants: 3
Net Salary: Rs. 160000
Assets
Property: Owned

Submitted by rishi on Fri, 01/29/2010 - 11:35.

Paying High rate of interest on Loan

Name:
E-mail:

Message:

City: Mumbai
Employement Status: Self Employed
Date of Birth: 01-10-1963
Earning Members: 1
Dependants: 3
Net Salary: Rs. 500000
Assets
Property: Financed

Submitted by rishi on Tue, 01/12/2010 - 17:16.

Debt Consolidation

Name:
E-mail:

Message:

City: Chennai
Employement Status: Salaried
Date of Birth: 25-07-1981
Earning Members: 1
Dependants: 3
Net Salary: Rs. 22000
Assets
Property: Do not own

Submitted by rishi on Tue, 01/12/2010 - 17:12.

Debt Consolidation Loan

Date:
Name:
E-mail:

Message:

City: Chennai
Employement Status: Salaried
Date of Birth: 13-03-1986
Earning Members: 1
Dependants: 2
Net Salary: Rs. 21000
Assets

Submitted by Bhavana on Tue, 11/24/2009 - 11:38.

Debt Consolidation Loan

Date:
Name:
E-mail:

Message:

City: Mumbai
Employement Status: Salaried
Date of Birth: 28-04-1959
Earning Members: 2
Dependants: 1
Net Salary: Rs. 16,292
Assets

Submitted by Bhavana on Tue, 11/24/2009 - 11:26.

Trapped in Debt

Date:
Name:

Message:

City: Bangalore
Employement Status: Salaried
Earning Members: 2
Dependants: 0
Net Salary: Rs. 37000
Assets
Property: Do not own
Vehicle: Financed
Other Assets: Pledged
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 200000
Tenure: 36
Emi: 5149
ROI: 12
Emi Paid: 100000

Loan Type: Personal Loan
Loan Amount: Rs. 90000
Tenure: 36
Emi: 3720
ROI: 18
Emi Paid: 40000

Loan Type: Personal Loan
Loan Amount: Rs. 134000
Tenure: 36
Emi: 3789
ROI: 16
Emi Paid: 124000

Card Details
Payment Due Status: Full Payment

Submitted by Bhavana on Sat, 09/12/2009 - 18:08.

Looking for a Debt Consolidation Plan

Date: 2009-07-23 17:55:27
Name: Arup Dutta
Message:

City : Kolkata
Employment Status : Salaried
DOB : 17-09-1971
Earning Members : 1
Dependants : 1

Date: 2009-07-24 09:42:41

Message:

Dear Arup Dutta
To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.

Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid
Loan 1:
Loan 2:

You will also need to list your Credit Card outstanding and Net Income.

Looking forward to your response on this.

Submitted by rishi on Mon, 07/27/2009 - 15:34.

Debt Consolidation Plan

Date: 2009-07-04 00:49:19
Name: Babu

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 17-01-1975
Earning Members: 2
Dependants: 1
Net Salary: Rs. 80000
Assets
Property: Rented
Vehicle: Financed
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 530940
Tenure: 60
Emi: 8890
ROI: 8
Emi Paid: 6

Loan Type: Personal Loan
Loan Amount: Rs. 312000
Tenure: 48
Emi: 10646
ROI: 14
Emi Paid: 20

Loan Type: Personal Loan
Loan Amount: Rs. 228000
Tenure: 48
Emi: 5730
ROI: 9
Emi Paid: 40

Loan Type: Personal Loan

Submitted by rishi on Sat, 07/25/2009 - 18:12.

I need to clear my personal loans and credit card dues

Date: 2008-11-22 18:09:12

Message:

City: Delhi
Employement Status: Salaried
Date of Birth: 07-11-1977
Earning Members: 1
Dependants: 3
Net Salary: Rs. 44000
Assets
Property: Do not own
Vehicle: Owned
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 330000
Tenure: 48
Emi: 9524
ROI:
Emi Paid:

Loan Type: Personal Loan
Loan Amount: Rs. 225000
Tenure:
Emi: 6938
ROI:
Emi Paid:

Loan Type: Personal Loan
Loan Amount: Rs. 340000
Tenure:
Emi: 8223
ROI:
Emi Paid:

Loan Type: Personal Loan
Loan Amount: Rs. 750000
Tenure:

Submitted by rishi on Sat, 07/04/2009 - 19:58.

I need to close my personal loans

Date: 2008-11-17 10:17:00

Message:

City: Hyderabad
Employement Status: Salaried
Date of Birth: 27-12-1974
Earning Members: 1
Dependants: 1
Net Salary: Rs. 800000
Assets
Property: Financed
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 1200000
Tenure: 260
Emi: 13500
ROI: 13.5
Emi Paid: 24

Loan Type: Personal Loan
Loan Amount: Rs. 500000
Tenure: 48
Emi: 16500
ROI: 15
Emi Paid: 10

Loan Type: Personal Loan
Loan Amount: Rs. 300000
Tenure: 48
Emi: 9600
ROI: 14
Emi Paid: 18

Card Details

Submitted by rishi on Mon, 06/22/2009 - 14:14.

How do I clear my loans?

Date: 2008-11-16 16:04:10

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 27-04-1973
Earning Members: 1
Dependants: 3
Net Salary: Rs. 10500
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 180000
Tenure: 36
Emi: 7000
ROI: 20
Emi Paid: 7000

Card Details
Payment Due Status: More than M A D
Outstanding on Card: 50000

Query: How can these loans be cleared, whether i can get a loan with lower interest rates and close all loans and have single deduction of EMI ?

Submitted by rishi on Wed, 06/17/2009 - 14:59.

I have huge loans and credit card outstanding

Date: 2008-10-31 15:00:57

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 03-12-1970
Earning Members: 1
Dependants: 3
Net Salary: Rs. 111500
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 850000
Tenure: 60
Emi: 15765
ROI: 14.5
Emi Paid: 49

Loan Type: Personal Loan
Loan Amount: Rs. 650000
Tenure: 60
Emi: 17575
ROI: 19.5
Emi Paid: 24

Loan Type: Personal Loan
Loan Amount: Rs. 1000000
Tenure: 60
Emi: 24000
ROI: 14.5
Emi Paid: 1

Loan Type: Personal Loan

Submitted by rishi on Mon, 06/15/2009 - 13:02.

I have 3 personal loans and huge credit card dues

Date: 2008-10-30 19:05:47

Message:

City: Madurai
Employement Status: Salaried
Date of Birth: 25-12-1955
Earning Members: 1
Dependants: 2
Net Salary: Rs. 20000
Assets
Property: Do not own
Vehicle: Financed
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 230000
Tenure: 48
Emi: 5896
ROI: 18
Emi Paid: 34

Loan Type: Personal Loan
Loan Amount: Rs. 130000
Tenure: 48
Emi: 4024
ROI: 18
Emi Paid: 40

Loan Type: Personal Loan
Loan Amount: Rs. 150000
Tenure: 48
Emi: 5200
ROI: 22
Emi Paid: 40

Card Details

Submitted by rishi on Mon, 06/15/2009 - 12:37.

How do I clear my debts?

Date: 2008-11-03 18:25:23

Message:

City: Delhi
Employement Status: Salaried
Date of Birth: 24-04-1976
Earning Members: 1
Dependants: 2
Net Salary: Rs. 24875
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 140000
Tenure: 48
Emi: 4564
ROI: 17
Emi Paid: 15

Card Details
Payment Due Status: Full Payment
Outstanding on Card: 99000

Payment Due Status: Full Payment
Outstanding on Card: 51000

Payment Due Status: Full Payment
Outstanding on Card: 24000

Submitted by rishi on Fri, 06/12/2009 - 16:35.

How do I clear my personal loans

Date: 2008-10-31 11:13:50

Message:

City: Noida
Employement Status: Salaried
Date of Birth: 01-12-1981
Earning Members: 1
Dependants: 0
Net Salary: Rs. 12500
Assets
Property: Do not own
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 216000
Tenure: 60
Emi: 8700
ROI: 14
Emi Paid: 10

Query: how can i clear these loans
--------------------------------------
Date: 2008-10-31 13:56:50

Message:

To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.

Submitted by rishi on Fri, 06/12/2009 - 16:25.

I need to clear my personal loan and credit card dues

Date: 2008-10-28 08:27:38

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 24-07-1979
Earning Members: 1
Dependants: 1
Net Salary: Rs. 17000
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 87000
Tenure: 48
Emi: 2863
ROI: 24
Emi Paid: 14

Card Details
Payment Due Status: Full Payment
Outstanding on Card: 21000

Query: I want to pay off my personal loan and credit card and close them.
---------------------------------------
Date: 2008-10-29 13:20:46

Message:

Submitted by rishi on Thu, 06/11/2009 - 15:00.

How do I reduce my emi commitment, have a personal loan and credit card dues.

Date: 2008-10-26 21:52:38

Message:

City: Vadodara
Employement Status: Salaried
Date of Birth: 24-12-1966
Earning Members: 1
Dependants: 3
Net Salary: Rs. 62000
Assets
Property: Financed
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 800000
Tenure: 36
Emi: 25000
ROI:
Emi Paid: 6

Card Details
Payment Due Status: M A D
Outstanding on Card: 450000

Query: pls advise can i avil single lone with single emi a month
---------------------------------------
Date: 2008-10-30 11:05:55

Message:

Submitted by rishi on Mon, 06/08/2009 - 15:52.

How do I clear my loans and credit card outstanding

Date: 2008-10-21 19:02:10

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 19-11-1976

Earning Members: 2
Dependants: 0
Net Salary: Rs. 90000
Assets
Property: Financed
Vehicle: Financed
Other Assets: Owned

Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 3500000
Tenure: 180
Emi: 45000
ROI: 11
Emi Paid:

Query: Dear Sir,

We have two housing loans and one car loan and two personal loans as under -

House 1 (Husband's name) 20,00,000/- 15 Years (3 Years repaid) 25000 (EMI) at 10.5% ROI.

Submitted by rishi on Wed, 06/03/2009 - 12:20.

How do I clear me loans and card dues?

Date: 2008-10-16 21:06:10

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 17-09-1982
Earning Members: 1
Dependants: 2
Net Salary: Rs. 35000
Assets
Property: Do not own
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 500000
Tenure: 48
Emi: 16000
ROI: 15.5
Emi Paid: 16

Loan Type: Property Loan
Loan Amount: Rs.
Tenure:
Emi:
ROI:
Emi Paid:

Card Details
Payment Due Status: More than M A D
Outstanding on Card: 65000

Payment Due Status: M A D
Outstanding on Card:

Submitted by rishi on Thu, 05/28/2009 - 01:57.

Have two personal loans, one home loan and huge card outstanding

Date: 2008-10-16 21:24:56

Message:

City: Pune
Employement Status: Salaried
Date of Birth: 18-4-1958
Earning Members: 1
Dependants: 3
Net Salary: Rs. 18500
Assets
Property: Financed
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 250000
Tenure: 180
Emi: 4500
ROI: 9.25
Emi Paid: 96

Loan Type: Personal Loan
Loan Amount: Rs. 200000
Tenure: 48
Emi: 5025
ROI: 17
Emi Paid: 7

Loan Type: Personal Loan
Loan Amount: Rs. 160000
Tenure: 48
Emi: 5056
ROI: 18
Emi Paid: 8

Card Details

Submitted by rishi on Tue, 05/26/2009 - 22:19.

I have a home and personal loan, also need to clear my credit card dues.

Date: 2008-10-16 09:41:07

Message:

City: Mumbai
Employement Status: Salaried
Date of Birth: 06-05-1977
Earning Members: 1
Dependants: 3
Net Salary: Rs. 42000
Assets
Property: Owned
Vehicle: Financed
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 317000
Tenure: 48
Emi: 9646
ROI: 20
Emi Paid: 0

Loan Type: Property Loan
Loan Amount: Rs. 2500000
Tenure: 20
Emi: 27093
ROI: 11.75
Emi Paid: 0

Card Details
Payment Due Status: M A D
Outstanding on Card: 4530.44

Query: Dear Amitoj,

Submitted by rishi on Tue, 05/26/2009 - 22:08.

Need to consolidate my loans and credit card dues

Date: 2008-10-15 11:37:47

Message:

City: Navi Mumbai
Employement Status: Salaried
Date of Birth: 05-07-1977
Earning Members: 1
Dependants: 2
Net Salary: Rs. 33000
Assets
Property: Rented
Vehicle: Owned
Other Assets: Pledged

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 200000
Tenure: 5
Emi: 4758
ROI: 14
Emi Paid: 24

Card Details
Payment Due Status: More than M A D
Outstanding on Card: 97000

Payment Due Status: Less than M A D
Outstanding on Card: 30000

Query: Can you help me to merge all these amount in one , will it help me

Submitted by rishi on Wed, 05/20/2009 - 01:25.

I want to consolidate my 4 personal loans.

Date: 2008-10-11 14:34:36

Message:

City: Pune
Employement Status: Salaried
Date of Birth: 02-09-1965
Earning Members: 1
Dependants: 2
Net Salary: Rs. 17500
Assets
Property: Rented
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 75000
Tenure: 48
Emi: 2782
ROI: 36
Emi Paid: 23

Loan Type: Personal Loan
Loan Amount: Rs. 40000
Tenure: 36
Emi: 2164
ROI: 36
Emi Paid: 23

Loan Type: Personal Loan
Loan Amount: Rs. 50000
Tenure: 48
Emi: 3435
ROI: 40
Emi Paid: 18

Loan Type: Personal Loan
Loan Amount: Rs. 30000

Submitted by rishi on Fri, 05/15/2009 - 13:10.

Need to club all my personal loans

Date: 2008-10-10 23:33:49

Message:

City: Chennai
Employement Status: Salaried
Date of Birth: 10-03-1976
Earning Members: 1
Dependants: 2
Net Salary: Rs. 25000
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Pledged

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 175000
Tenure: 60
Emi: 4164
ROI: 15
Emi Paid: 18

Loan Type: Personal Loan
Loan Amount: Rs. 165000
Tenure: 48
Emi: 5294
ROI: 21
Emi Paid: 6

Loan Type: Personal Loan
Loan Amount: Rs. 137000
Tenure: 60
Emi: 3703
ROI: 20.95
Emi Paid: 11

Card Details
Payment Due Status: M A D

Submitted by rishi on Fri, 05/15/2009 - 12:53.

How do I manage my personal loans

Date: 2008-10-10 14:21:23

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 28-10-1981
Earning Members: 2
Dependants: 2
Net Salary: Rs. 31400
Assets
Property: Rented
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 92000
Tenure: 48
Emi: 2560
ROI: 15
Emi Paid: 17

Loan Type: Property Loan
Loan Amount: Rs. 60000
Tenure: 60
Emi: 1448
ROI: 15.95
Emi Paid: 20

Loan Type: Property Loan
Loan Amount: Rs. 192000
Tenure: 48
Emi: 5843
ROI: 20
Emi Paid: 10

Loan Type: Property Loan

Submitted by rishi on Thu, 05/14/2009 - 13:22.

Need to consolidate my personal loans

Date: 2008-10-08 20:04:21

Message:

City: Hyderabad
Employement Status: Salaried
Date of Birth: 25-03-1982
Earning Members: 2
Dependants: 1
Net Salary: Rs. 33000
Assets
Property: Do not own
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 400000
Tenure: 48
Emi: 11840
ROI: 18.50%
Emi Paid: 13

Loan Type: Personal Loan
Loan Amount: Rs. 190000
Tenure: 36
Emi: 7061
ROI: 20.00%
Emi Paid: 4

Loan Type: Personal Loan
Loan Amount: Rs. 140006
Tenure: 48
Emi: 3809
ROI: 11.50%
Emi Paid: 29

Loan Type: Personal Loan

Submitted by rishi on Mon, 05/11/2009 - 18:49.

Can I get a single loans to clear my existing personal loan

Date: 2008-10-04 19:01:41

Message:

City: Mumbai
Employement Status: Salaried
Date of Birth: 10-04-1952
Earning Members: 2
Dependants: 3
Net Salary: Rs. 13500
Assets
Property: Do not own
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 48
Emi: 2000
ROI: 19
Emi Paid: 30

Loan Type: Personal Loan
Loan Amount: Rs. 50000
Tenure: 36
Emi: 2644
ROI: 24
Emi Paid: 33

Loan Type: Property Loan
Loan Amount: Rs. 73000
Tenure: 36
Emi: 2226
ROI: 2226
Emi Paid: 10

Card Details

Submitted by rishi on Wed, 04/29/2009 - 13:12.

I need to consolidate 3 personal loans

Date: 2008-10-02 11:31:04

Message:

City: Mumbai
Employement Status: Salaried
Date of Birth: 21-03-1983
Earning Members: 1
Dependants: 0
Net Salary: Rs. 28000
Assets
Property: Do not own
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 108000
Tenure: 36
Emi: 3692
ROI: 22
Emi Paid: 24

Loan Type: Personal Loan
Loan Amount: Rs. 73000
Tenure: 36
Emi: 3077
ROI: 22
Emi Paid: 12

Loan Type: Personal Loan
Loan Amount: Rs. 211000
Tenure: 48
Emi: 6350
ROI: 22
Emi Paid: 8

Card Details

Submitted by rishi on Wed, 04/29/2009 - 12:42.
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