debt
Avoiding Debt Traps 2- Do I need a Personal Loan ?
Posted August 3rd, 2008 by adminThis is 2nd in my series of articles on how to avoid Debt Traps. In the first one I had talked about how to use Credit cards wisely. I now switch my focus to the next most popular debt instrument- Personal Loans.
Personal Loans have seen a very rate of take-up till about 4-5 months back and this was the growth driver for most Retail banks.
I want to consolidate my loans
Posted August 4th, 2008 by MildredDate: 2008-05-30 17:51:58
Query : i want to consolidated all loans make single premium
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Date: 2008-05-30 18:17:58
Message:
To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.
Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid
Loan 1:
Loan 2:
You will also need to list your Credit Card outstanding and Net Income.
Looking forward to your response on this.
Best Regards
Amitoj Sethi
Can I pay a single EMI for my various loans.
Posted August 1st, 2008 by MildredDate: 2008-05-29 07:08:03
Query : Sir,
I am terribly upset in paying these EMI's. I feel it would be better to consolidate and pay a single EMI for various loans.
i have availed the loans at the following rate of interest.
Rs.99000 @ 15.5% flat
Rs.80000 @ 20% diminishing
