Date:
Name:
E-mail:
Message:
City: Bangalore
Employement Status: Salaried
Date of Birth: 29-03-1987
Phone: 9845065237
Earning Members: 1
Dependants: 3
Net Salary: Rs. 13000
Date:
Name:
E-mail:
Message:
City: Hyderabad
Employement Status: Salaried
Date of Birth: 10-12-1978
Earning Members: 1
Dependants: 2
Net Salary: Rs. 30000
Assets
Date: 2009-06-04 13:40:09
Name:
Message:
City: Mumbai
Employement Status: Salaried
Date of Birth: 22-09-1982
Earning Members: 1
Dependants: -1
Net Salary: Rs. 31500
Assets
Property: Do not own
Vehicle: Do not own
Other Assets: Do not own
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 80000
Tenure: 36
Emi: 2734
ROI: 14
Emi Paid: 18
Loan Type: Property Loan
Loan Amount: Rs. 700000
Tenure: 120
Emi: 9154
ROI: 9.75
Emi Paid: 4
Loan Type: Personal Loan
Loan Amount: Rs. 150000
Tenure: 48
Emi: 4328
ROI: 16
Emi Paid: 6
Card Details
Date: 2009-05-10 08:48:53
Name:
Message:
City: Hyderabad
Employement Status: Salaried
Date of Birth: 05-05-1977
Earning Members: 1
Dependants: 2
Net Salary: Rs. 18500
Assets
Property: Do not own
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 297000
Tenure: 48
Emi: 8959
ROI:
Emi Paid: 14
Loan Type: Personal Loan
Loan Amount: Rs. 200000
Tenure: 36
Emi: 7032
ROI:
Emi Paid: 29
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 36
Emi: 3516
ROI:
Emi Paid: 34
Loan Type: Personal Loan
Date: 2009-06-16 16:08:30
Name: XYZ
Message:
City: Hyderabad
Employement Status: Salaried
Date of Birth: 21-01-1969
Earning Members: 1
Dependants: 3
Net Salary: Rs. 30000
Assets
Property: Owned
Vehicle: Financed
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 67000
Tenure: 36
Emi: 2400
ROI:
Emi Paid: 30
Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 160000
Tenure: 60
Emi: 3800
ROI:
Emi Paid: 12
Loan Type: Other Loans
Loan Amount: Rs. 600000
Tenure:
Emi:
ROI: 5
Emi Paid:
Date: 2008-09-25 18:31:20
Message:
City: Chennai
Employement Status: Salaried
Date of Birth: 01-06-1958
Earning Members: 1
Dependants: 3
Net Salary: Rs. 40000
Assets
Property: Owned
Vehicle: Do not own
Other Assets: Do not own
Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 1400000
Tenure: 120
Emi: 22161
ROI:
Emi Paid: 1
Loan Type: Personal Loan
Loan Amount: Rs. 120000
Tenure: 36
Emi: 4800
ROI:
Emi Paid: 10
Loan Type: Property Loan
Loan Amount: Rs.
Tenure:
Emi:
ROI:
Emi Paid:
Card Details
Payment Due Status: Full Payment
Date: 2008-09-23 12:25:48
Message:
City: Pune
Employement Status: Salaried
Date of Birth: 06-02-1966
Earning Members: 1
Dependants: 3
Net Salary: Rs. 70000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 250000
Tenure: 36
Emi: 8300
ROI: 12
Emi Paid: 24
Loan Type: Personal Loan
Loan Amount: Rs. 125000
Tenure: 48
Emi: 3800
ROI: 18
Emi Paid: 10
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 48
Emi: 3600
ROI: 24
Emi Paid: 30
Card Details
Payment Due Status: M A D
Date: 2008-06-02 13:08:35
Query : I want to club my credit card dues and personal loans into one. Pls suggest.
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Date: 2008-06-02 13:39:27
Message:
To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.
Initial Loan Amt |Tenure|Rate Of Interest|EMI|No of EMI Paid
Loan 1:
Loan 2:
You will also need to list your Credit Card outstanding and Net Income.
Looking forward to your response on this.
(Ques) Because of I.C.I.C.I and SBI cards my name is there in CIBIL. Now I need a personal loan. I cleared all the credit card settlements and I am having the settlements letters. But no bank is giving me the loan or credit card because of that. I got a report from CIBIL. In that I.C.I.C.I over due shows zero but still SBI is showing the overdue amount of 8857. So I am in process in contacting SBI people to make it zero. But it takes time. now i need a personal loan. What to do? I am already having personal loan in icici and hdfc with good track.
Date: 2008-05-30 02:07:18
Query : I have multiple loans running and credit card outstanding is there. please advice me that i want make all these credit outstandings into 1 EMI. i am not able to lead my life with simply paying min amt in the case of credit card and my standard emi's for loans. i worried abt my credit outstanding.
Loan1:100000
reducing rate: 14.1% annum
Tenure: 48
EMI: 2733
Paid: 11 mnths
Loan 2: 150000
reducing rate: 13.5% annum
Tenure: 48
EMI: 4062
Paid: 5 mnths
Card O/S:
citi: 95859
hdfc:60000
SBI: 20000
My Net Take home is 30,000
Date: 2008-05-28 10:20:40
Query : I have a
Home Loan - 12,00,000 @ 11% age 7 months
Personal Loan - 5,00,000 @ 20% age 6 months
Credit Card - 1,50,000 @ regular rates
I want to consolidate these dues as I am able to pay about 40,000 a month for these installments. However, I see that the PL @ 4 years is taking a lot of my cash and I am not left with much disposable to pay off the complete amount due on the cards. I wish to finish the PL and the cards, and probably shift the entire thing on the HL or the likes, because the money from PL was actually spent on furnishing the house.