Date: 2009-06-29 01:53:54
Name: Aaron
Message:
City: Mumbai
Employement Status: Salaried
Date of Birth: 01-10-1982
Earning Members: 1
Dependants: 2
Net Salary: Rs. 24000
Assets
Property: Owned
Vehicle: Financed
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 36
Emi: 3500
ROI: 18
Emi Paid: 12
Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 120000
Tenure: 36
Emi: 3500
ROI: 18
Emi Paid: 16
Card Details
Payment Due Status: More than M A D
Outstanding on Card: 160000
Date: 2009-07-11 16:28:18
Name: Udai Pal Singh
Message:
City: Delhi
Employement Status: Salaried
Date of Birth: 07-09-1970
Earning Members: 1
Dependants: 0
Net Salary: Rs. 540000
Assets
Property: Do not own
Vehicle: Owned
Other Assets: Owned
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 350000
Tenure:
Emi:
ROI: 18
Emi Paid:
Loan Type: Property Loan
Loan Amount: Rs.
Tenure:
Emi:
ROI:
Emi Paid:
Card Details
Payment Due Status: M A D
Outstanding on Card: 350000
Date: 2008-11-10 14:29:51
Message:
City: Delhi
Employement Status: Salaried
Date of Birth: 14-11-1984
Earning Members: 1
Dependants: 0
Net Salary: Rs. 15000
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Owned
Card Details
Payment Due Status: More than M A D
Outstanding on Card: 75000
Query: Hi,
I am looking for a solution that how can i pay my CC bills with porper planning.
Till now i am paying just the minimum amount due for every month.
I have two CC's one has a payment due of around Rs.45000 and the other has the amount due of Rs.30000.
Date: 2008-10-14 17:47:00
Message:
City: Delhi
Employement Status: Salaried
Date of Birth: 04-10-1981
Earning Members: 2
Dependants: 0
Net Salary: Rs. 40500
Assets
Property: Owned
Vehicle: Financed
Other Assets: Owned
Query: Already have three credit cards. Huge outstanding is there and just paying the minimum amount due leading to high rate of interest
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Date: 2008-10-15 00:18:39
Message:
Date: 2008-09-03 21:37:04
Query : Wants to settle credit card debts
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Date: 2008-09-04 10:51:09
Message:
You can apply for a personal loan & clear off your card dues. As the interest on the card is typically 36% , make sure the loan interest rate is lesser than 36%.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
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City : Mumbai
Date: 2008-08-20 13:51:28
Query : Need a way out of credit card dues.
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Date: 2008-08-20 17:32:35
Message:
You can take a personal loan & clear off your card dues.As the interest rate is cheaper on a personal loan.
Please revert with any clarifications on the above answer.
Regards,
Amitoj Sethi
www.deal4loans.com
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Date: 2008-08-20 17:34:31
Message:
Hi Amitoj,
Thanks a lot.
Date: 2008-08-13 17:55:58
Query : I am having Credit Card Bill of Rs. 25000.00 which is accumulate since last one year due to which I am always paying Rs. 1000/- as Interest & other charges could you please suggest how to overcome from this?
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Date: 2008-08-14 13:54:05
Message:
I would suggest you take a personal loan and clear off your card dues as the interest rate on the loan would be much less compared to what you are paying for your credit card
Date: 2008-07-17 12:03:14
Query : Dear Amitoj,
I am in debt trap of Credit due to loss of my job in march. However my income is just doubled now. but i am not able to pay the credit card dues monthly. I want to settle these account by taking P.L.. I can pay Rs. 8000/- EMI P.M. Now.
Please help me to overcome this situation.
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Date: 2008-07-17 16:27:33
Message: