CIBIL defaulter need a loan

My name appears int he CIBIL report, need a loan.

Date: 2008-07-29 15:05:04

Query : my name is there in cibil hence could not avail loan to clear the debt and keep one single loan. suggest who will lend at a cheaper interest rate.
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Date: 2008-07-29 16:49:59

Message:

You could try and approach any nationalised banks as they normally do not refer to CIBIL & their rates would be cheaper.

Please revert with any clarifications on the above answer.

Regards,

Amitoj Sethi