CIBIL

My Co-applicant's Credit history is not Good

Date:
Name:
E-mail:

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 14-06-1982
Earning Members: 2
Dependants: 0
Net Salary: Rs. 35000
Assets
Property: Rented

Debt Consolidation Loan

Date:
Name:
E-mail:

Message:

City: Chennai
Employement Status: Salaried
Date of Birth: 13-03-1986
Earning Members: 1
Dependants: 2
Net Salary: Rs. 21000
Assets

How to take a loan,when cibil score is low

Date:
Name:
E-mail:

Message:

City: Pune
Employement Status: Salaried
Date of Birth: 15-12-1982
Earning Members: 2
Dependants: 3
Net Salary: Rs. 14800
Assets
Property: Rented

My name is in Cibil

Date:
Name:
E-mail:

Message:

City: Hyderabad
Employement Status: Salaried
Date of Birth: 10-12-1978
Earning Members: 1
Dependants: 2
Net Salary: Rs. 30000
Assets

Name in Cibil

Date:
Name:
E-mail:

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 05-05-1976
Earning Members: 1
Dependants: 1
Net Salary: Rs. 70000
Assets

Cibil Query

Date: 2009-07-01 09:53:53
Name: Karishma

Message:

City: Mumbai
Employement Status: Salaried
Date of Birth: 29-07-1981
Earning Members: 1
Dependants: -1
Net Salary: Rs. 37000
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Do not own
Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 75000
Tenure: 48
Emi: 2100
ROI: 13%
Emi Paid: 27

Loan Type: Property Loan
Loan Amount: Rs.
Tenure:
Emi:
ROI:
Emi Paid:

Card Details
Payment Due Status: M A D
Outstanding on Card: 200000

Query: I have 3 credit cards with a total outstanding of Rs. 200000.

Name appears in CIBIL report,will they file a case against me?

Date: 2008-09-23 16:14:20

Message:

City: Delhi
Employement Status: Salaried
Date of Birth: 12-09-1980
Earning Members: 1
Dependants: -1
Net Salary: Rs. 19000
Assets
Property: Rented
Vehicle: Financed
Other Assets: Owned

Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 500000
Tenure: 60
Emi: 14950
ROI:
Emi Paid:

Can I know my CIBIL score?

Date: 2008-09-23 12:18:08

Message:

City: Madurai
Employement Status: Salaried
Date of Birth: 12-07-1979
Earning Members: 2
Dependants: 3
Net Salary: Rs. 500000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned
Query: would like to know how do i get my details from cibil as my name is featuring on their defaulter list.
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Date: 2008-09-23 20:57:28

Message:

How do I know if my name is in the CIBIL report?

Date: 2008-09-22 23:25:29

Message:

City: Delhi
Employement Status: Salaried
Date of Birth: 19-01-1979
Earning Members: 1
Dependants: 0
Net Salary: Rs. 19000
Assets
Property: Rented
Vehicle: Financed
Other Assets: Owned

Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 500000
Tenure: 60
Emi: 14950
ROI: 22
Emi Paid: 14950

My name reflects in the CIBIL report

Date: 2008-08-13 08:30:35

Query : I recently needed a personal loan. I have applied to a bank and the representative told me that there is a problem with "sibil". I cant recall any default on my part to any bank. so how does my name appear in that sibil? and how should I know what is the problem and how should I clear my name from that sibil entry? It is not possible form me to rectify unless I know my mistake. Are there any ways to solve my problem? pl. help me.

Because of my credit cards my name is in CIBIL

(Ques) Because of I.C.I.C.I and SBI cards my name is there in CIBIL. Now I need a personal loan. I cleared all the credit card settlements and I am having the settlements letters. But no bank is giving me the loan or credit card because of that. I got a report from CIBIL. In that I.C.I.C.I over due shows zero but still SBI is showing the overdue amount of 8857. So I am in process in contacting SBI people to make it zero. But it takes time. now i need a personal loan. What to do? I am already having personal loan in icici and hdfc with good track.

My name reflects in the CIBIL report

Date: 2008-05-30 16:21:50

Query : Sir,
I used to hold the credit card of HDFC and CITI BANK,due to some issue we went for settlement with each of these banks.
I had a full and final settlement letter from CITI BANK and an agreement letter from HDFC for the final amount settled.
Recently i applied for personal loan with ICICI and subsequently with CITI BANK,I was told that the status in the cibil is shown as WRITE OFF with each of these bank.