Debt Consolidation Solutions from AskAmitoj.com

Its been a journey of almost 2 years since we have been providing FREE Debt Consolidation solutions to consumers in India.

We at Deal4Loans feel that inspite of the large number of cases we have already handled and the numerous articles written by Amitoj to help consumers- there's a lot more to be done.

Submitted by admin on Thu, 04/23/2009 - 22:49.

I need to close my personal loans

Date: 2008-11-17 10:17:00

Message:

City: Hyderabad
Employement Status: Salaried
Date of Birth: 27-12-1974
Earning Members: 1
Dependants: 1
Net Salary: Rs. 800000
Assets
Property: Financed
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Property Loan
Loan Amount: Rs. 1200000
Tenure: 260
Emi: 13500
ROI: 13.5
Emi Paid: 24

Loan Type: Personal Loan
Loan Amount: Rs. 500000
Tenure: 48
Emi: 16500
ROI: 15
Emi Paid: 10

Loan Type: Personal Loan
Loan Amount: Rs. 300000
Tenure: 48
Emi: 9600
ROI: 14
Emi Paid: 18

Card Details

Submitted by Mildred on Mon, 06/22/2009 - 14:14.

How do I clear my loans?

Date: 2008-11-16 16:04:10

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 27-04-1973
Earning Members: 1
Dependants: 3
Net Salary: Rs. 10500
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 180000
Tenure: 36
Emi: 7000
ROI: 20
Emi Paid: 7000

Card Details
Payment Due Status: More than M A D
Outstanding on Card: 50000

Query: How can these loans be cleared, whether i can get a loan with lower interest rates and close all loans and have single deduction of EMI ?

Submitted by Mildred on Wed, 06/17/2009 - 14:59.

How do I clear my credit card dues

Date: 2008-11-10 14:29:51

Message:

City: Delhi
Employement Status: Salaried
Date of Birth: 14-11-1984
Earning Members: 1
Dependants: 0
Net Salary: Rs. 15000
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Owned
Card Details
Payment Due Status: More than M A D
Outstanding on Card: 75000

Query: Hi,

I am looking for a solution that how can i pay my CC bills with porper planning.
Till now i am paying just the minimum amount due for every month.

I have two CC's one has a payment due of around Rs.45000 and the other has the amount due of Rs.30000.

Submitted by Mildred on Wed, 06/17/2009 - 00:57.

I need to clear my personal loan and credit card dues.

Date: 2008-11-09 13:13:31

Message:

City: Jaipur
Employement Status: Salaried
Date of Birth: 30-12-1975
Earning Members: 1
Dependants: 2
Net Salary: Rs. 20000
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 267000
Tenure: 48
Emi: 9839
ROI: 26
Emi Paid:

Card Details
Payment Due Status: Less than M A D
Outstanding on Card: 170000

Query: I requested kindly tell me how can manage my credit card dues and personal loan EMI and my leaving expenses
--------------------------------------

Submitted by Mildred on Tue, 06/16/2009 - 23:56.

I have huge loans and credit card outstanding

Date: 2008-10-31 15:00:57

Message:

City: Bangalore
Employement Status: Salaried
Date of Birth: 03-12-1970
Earning Members: 1
Dependants: 3
Net Salary: Rs. 111500
Assets
Property: Owned
Vehicle: Owned
Other Assets: Owned

Loan Details
Loan Type: Twowheeler Car Loan
Loan Amount: Rs. 850000
Tenure: 60
Emi: 15765
ROI: 14.5
Emi Paid: 49

Loan Type: Personal Loan
Loan Amount: Rs. 650000
Tenure: 60
Emi: 17575
ROI: 19.5
Emi Paid: 24

Loan Type: Personal Loan
Loan Amount: Rs. 1000000
Tenure: 60
Emi: 24000
ROI: 14.5
Emi Paid: 1

Loan Type: Personal Loan

Submitted by Mildred on Mon, 06/15/2009 - 13:02.

I have 3 personal loans and huge credit card dues

Date: 2008-10-30 19:05:47

Message:

City: Madurai
Employement Status: Salaried
Date of Birth: 25-12-1955
Earning Members: 1
Dependants: 2
Net Salary: Rs. 20000
Assets
Property: Do not own
Vehicle: Financed
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 230000
Tenure: 48
Emi: 5896
ROI: 18
Emi Paid: 34

Loan Type: Personal Loan
Loan Amount: Rs. 130000
Tenure: 48
Emi: 4024
ROI: 18
Emi Paid: 40

Loan Type: Personal Loan
Loan Amount: Rs. 150000
Tenure: 48
Emi: 5200
ROI: 22
Emi Paid: 40

Card Details

Submitted by Mildred on Mon, 06/15/2009 - 12:37.

How do I clear my debts?

Date: 2008-11-03 18:25:23

Message:

City: Delhi
Employement Status: Salaried
Date of Birth: 24-04-1976
Earning Members: 1
Dependants: 2
Net Salary: Rs. 24875
Assets
Property: Rented
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 140000
Tenure: 48
Emi: 4564
ROI: 17
Emi Paid: 15

Card Details
Payment Due Status: Full Payment
Outstanding on Card: 99000

Payment Due Status: Full Payment
Outstanding on Card: 51000

Payment Due Status: Full Payment
Outstanding on Card: 24000

Submitted by Mildred on Fri, 06/12/2009 - 16:35.

How do I clear my personal loans

Date: 2008-10-31 11:13:50

Message:

City: Noida
Employement Status: Salaried
Date of Birth: 01-12-1981
Earning Members: 1
Dependants: 0
Net Salary: Rs. 12500
Assets
Property: Do not own
Vehicle: Do not own
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 216000
Tenure: 60
Emi: 8700
ROI: 14
Emi Paid: 10

Query: how can i clear these loans
--------------------------------------
Date: 2008-10-31 13:56:50

Message:

To help me prepare a personalised debt consolidation plan for you, I need the following information from your end.

Submitted by Mildred on Fri, 06/12/2009 - 16:25.

How do I close my personal loan?

Date: 2008-11-03 16:29:41

Message:

City: Thane
Employement Status: Salaried
Date of Birth: 06-09-1979
Earning Members: 1
Dependants: 1
Net Salary: Rs. 200000
Assets
Property: Do not own
Vehicle: Owned
Other Assets: Do not own

Loan Details
Loan Type: Personal Loan
Loan Amount: Rs. 100000
Tenure: 36
Emi: 3666
ROI: 19
Emi Paid: 1

Submitted by Mildred on Fri, 06/12/2009 - 12:03.
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